Are you dealing with Water, or flood damage?
Its not just the water - Its also whats in the water…
Whether you’re dealing with a burst pipe, toilet over-flow, a leaky roof, or even damages from a flood - water damage claims are no fun, and can often be very difficult to navigate due to a variety of special factors involved in the damages. One of the primary reasons water claims can be difficult to deal with, is that policyholders are required to provide reasonable mitigation to their damages as soon as they can in order to prevent further loss, but what qualifies as “reasonable” differs between the type of loss experience. In the event of a water claim - mitigation must happen quickly to ensure that the existing water damage and accumulated moisture do not lead mold growth. Most property and homeowner insurance policies have specific exclusions or coverage limitations regarding mold, which is why it is crucial to keep affected areas dry immediately following a water damage event. It is also very important to know that, in insurance terms, water damages are not considered the same as damages caused by a flood.
In the event of a flood - specifically a regional flooding event - things can become even more confusing as many property and homeowner insurance policies exclude coverage for flooding events in favor of separate flood insurance policies - backed by The National Flood Insurance Program (NFIP). These flood insurance policies typically have far more exclusions than a standard property or homeowners insurance policy, making it more difficult to receive adequate compensation for your claim. Fortunately, BenchMark Public Adjusting Group has a great deal of experience representing policyholders who have endured floods. With our help - you will obtain the maximum recovery possible under your insuring agreement. BenchMark Public Adjusting Group is licensed to exclusively represent the interests of policyholders in the insurance claims process.
We work for you.
BenchMark Public Adjusting Group has handled a wide range of both water damage claims and flood claims over the years - and if you’re reading this, there is a good chance that you may be in need of our expertise. Contact us using the link below to find out how you can maximize your recovery effort and restore your home or business to the way it was before. Our team of claims experts work to secure and protect your interests in the insurance claim process by giving your loss the attention to detail it needs.
